近日，我院副教授马良以第一作者身份在SSCI经济学期刊《Economic Analysis and Policy》发表论文“Impact of short-term labor contracts on financial health: Evidence from migrant worker households in China”，全文链接：https://doi.org/10.1016/j.eap.2024.12.016。《Economic Analysis and Policy》是JCR Q1区期刊，2023年影响因子为7.9。

01 论文题目

Impact of short-term labor contracts on financial health: Evidence from migrant worker households in China

02 论文摘要

The increasing prevalence of short-term labor contracts in China's labor market, especially among migrant worker households, has raised significant concerns regarding their impact on financial health. This study examines the relationship between short-term labor contracts and the financial health of migrant worker households using data from the 2017 China Household Finance Survey (CHFS). Financial health is assessed using a comprehensive index that includes five dimensions: income and expenditure management, asset and liability management, liquidity management, risk protection, and retirement planning. To enhance the accuracy of the assessment, we employed the double-boundary method and applied ordinary least squares (OLS) and two-stage least squares (2SLS) regression models to address endogeneity concerns and ensure robustness. The results indicate that short-term contracts significantly reduce the financial health of migrant worker households, and the negative effect becomes more pronounced as contract durations decrease. This adverse impact is particularly evident among young, female-headed, small households, and those with high-risk preferences. Further analysis shows that short-term contracts predominantly affect financial health by reducing insurance participation, household income, and financial market engagement. Additionally, financial literacy is found to mitigate these negative effects, suggesting its important role in enhancing financial resilience. This study underscores the detrimental effects of short-term contracts on the financial health of migrant worker households and highlights the role of financial literacy as a mitigating factor. The findings provide valuable insights for policymakers and social organizations in developing targeted strategies to improve the financial well-being of this vulnerable group.

03 作者简介

马良，bob电竞ios 经济学院副教授，硕士生导师，经济学博士。主要研究方向聚焦于劳动力市场、家庭金融等方面。在《Economic Analysis and Policy》、《中国经济问题》、《人口学刊》、《浙江社会科学》等国内外核心期刊发表论文20余篇，并有多篇被《中国人民大学报刊复印资料》全文转载。

何琪琪（通讯作者），bob电竞ios 经济学院经济学专业2021级本科生。曾获浙江省统计调查大赛省三等奖、浙江省挑战杯铜奖及其他6项校级奖项，主持浙江省新苗人才计划项目2项，参与校级大创项目2项，在国外SSCI期刊发表论文1篇，其他级别期刊论文3篇。